1 Interest free days on purchases
Interest free days on purchases if you pay the closing balance in full by the due date each month.
2 NAB Rewards Points
Points are earned and redeemed in accordance with the NAB Rewards Terms and Conditions, available at rewards.nab.com.au. These terms describe the purchases not eligible to earn points. You must have an open and active NAB Rewards credit card account to earn points.
3 NAB Credit Card Cover
MLC Limited ABN 90 000 000 402, AFSL 230694 is the insurer and issuer of NAB Credit Card Cover which has been branded and distributed by National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686 (NAB). MLC Limited may pay benefits to NAB and its related bodies corporate for the distribution of this product. This insurance is not a deposit with, a liability of, or guaranteed by NAB. MLC Limited is part of the Nippon Life Insurance Group and not a part of the NAB Group of Companies. Any financial advice in this notice is general only and has not been prepared having regard to your personal circumstances. You should consider your personal circumstances before acting on any advice in this notice. You should obtain a copy of the NAB Credit Card Cover Product Disclosure Statement & Policy Document and consider it before making a decision whether to acquire this insurance. The PDS also contains full details of the cover provided by this insurance, including conditions, exclusions and important definitions. You should read it carefully. NAB recommends you obtain financial advice specific to your situation before making any financial investment or insurance decision.
4 Complimentary card insurances
A qualifying purchase is required to get the benefits of the complimentary insurance. See terms, conditions and exclusions of the complimentary insurances are specified in the NAB Card Insurance
5How does Points Booster work?
Triple points: 0.75 NAB Rewards Points + 1.5 additional NAB Rewards Points (bonus points)
Overseas purchases - Purchases (in store and online) where the merchant, financial institution or entity processing the transaction is located outside Australia. International transaction fees continue to apply.
Webjet - Purchases made online with Webjet via NAB Rewards Store or on Webjet.com.au (excluding bookings with Jetstar, AirAsia and Scoot). Webjet Booking Terms and Conditions Apply.
Double points: 0.75 NAB Rewards Points + 0.75 additional NAB Rewards Points (bonus points)
Use your card to shop in-store and online at your favourite major department stores and hardware stores; such as, Myer, David Jones, Bunnings, Mitre 10 and many more – the choice is yours.
Points Booster is subject to the NAB Rewards Terms and Conditions. Only eligible transactions under tho se terms and conditions earn points and bonus points. Points are credited to your points balance after the eligible transaction is credited to your NAB Rewards credit card account: for standard points within 3 business days of processing and for bonus points within 3 business days of the standard points being processed. Details are correct as at 8 June 2017 and are subject to change by NAB.
A qualifying purchase is required to get the benefits of the complimentary insurance. See terms, conditions and exclusions of the complimentary insurances specified in the NAB Card Insurance Policy Information booklet (PDF, 391KB) and in the NAB Purchase Protection Insurance Policy Information Booklet (PDF, 924KB)and may be amended. The complimentary insurances are issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 to NAB. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth).
Cards Terms and Conditions
Please remember that your new card continues to be governed by the terms and conditions of your previous card.